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| It may be provided through a government-sponsored social insurance program, or from private insurance companies. Kentucky Home Insurance It may be purchased on a group basis or purchased by individual consumers. Louisiana Blues Traveler In each case, the covered groups or individuals pay premiums or taxes to help protect themselves from high or unexpected healthcare expenses. Maine Home Insurance Similar benefits paying for medical expenses may also be provided through social welfare programs funded by the government. Manitoba Home Insurance Health insurance works by estimating the overall risk of healthcare expenses and developing a routine finance structure that will ensure that money is available to pay for the healthcare benefits specified in the insurance agreement. |